Health Insurance Options
AIP has dedicated staff who have been licensed and trained to work with individuals in developing affordable, quality insurance solutions. Whether it is a need for individual or family health insurance or an in depth look at financial and life insurance options, AIP can provide you with outstanding options.
Individual Health Insurance:
AIP works with many national and local insurance carriers to provide you with alternatives that can meet your budget and your health care needs. These fully insured plans offer a variety of deductible options and coverage features, including: doctor office co-pays, pharmacy co-pays and maternity coverage.
Transitional Medical:
These short term health insurance policies offer catastrophic type coverage at extremely affordable rates. These policies typically provide coverage from 1 month to 1 year, and are a perfect solution for individuals who are between jobs, can' t afford the high cost of COBRA, or are currently uninsured due to the high cost of typical health insurance.
High Deductible Plan and HSA's:
The building block of an IRS approved Health Savings Account, these plans offer full coverage after the deductible is met, and allow you to take advantage of tax laws and deduct most or all of your HSA contributions or out-of-pocket expenses. For an independent contractor an HSA offers a solution that allows you to fully deduct your health insurance premiums and your HSA contributions. HSA contributions roll-over from year-to-year allowing you to save for future health care needs and/or retirement.
Student Health Insurance:
AIP has the perfect solution for college students. The Student Select Plan is affordable, provides permenant coverage and is available in over 40 states nationwide.